Privacy Policy

This Privacy policy ("Privacy Policy") together with our Users Agreement sets out the basis on which any Personal Information we collect from you ("you", "your", or "client"), or that you provide to us, will be processed by us. By "Personal Information", we mean any information which, either alone or in combination with other data, enables you to be directly or indirectly identified, for example your name, email address, username, contact details or any unique identifier such as an IP address, device ID or other online identifier.

Please read the following carefully to understand what data we collect, how that data is used and the ways it can be shared by us. If you do not wish for your Personal Information to be used in the ways described within this Privacy Policy then you should not access or use the website, services, functions, or features offered from time to time on the Services.

“Personal Information” is information that identifies, relates to, describes, is capable of being associated with, or could reasonably be linked, directly or indirectly, with you or your household, such as your name, email address, IP address, telephone number, and broader categories of information such as your professional information and internet activity.

We may collect Personal Information:

• Directly from you: such as any information about you that you give us by registering for a OneLiquidity account or corresponding with us by phone, e-mail or otherwise. The information may include but is not limited to your name, address, telephone number, certain financial information, your email address and transaction history including records of payments made.

• Automatically through our use of cookies and other data collection technologies on our website,

• From publicly available sources such as company websites, blogs, news articles, press releases, and corporate records or reports; and

• From other third-party sources, such as social media platforms, background check providers, data brokers and third parties to whom you direct us to collect your Personal Information.

We will treat Personal Information collected from third-party sources in accordance with this Privacy Policy but we are not responsible or liable for the accuracy of the information provided by third parties or for the third-party policies or practices.

We generally use your Personal Information for the following purposes:

• to properly identify you;

• to deliver products and services to you;

• to understand your needs and your eligibility for products and services;

• to establish and maintain a responsible commercial relationship with you;

• to develop, enhance, and market products and services, and provide products and services to you;

• to process billing and collection of any fees;

• to conduct surveys and get feedback from you. 

• to meet our legal and regulatory requirements;

• to process your inquiries or respond to questions, comments or concerns regarding OneLiquidity;

• to recruit for positions at OneLiquidity;

It is important that the Personal Information we hold about you is accurate and current. Please keep us informed if your Personal Information changes during your relationship with us.

We may share your Personal Information in the following circumstances:

Service Providers:

We may share your Personal Information with companies or individuals that we contract with in order to receive services (our “Service Providers”). These services may include, among other things, providing products or services to you on our behalf, creating or maintaining our databases, payment processing, researching and analyzing the people who request information from us, preparing distribution communications or responding to inquiries. We do not allow our Service Providers to use or disclose your Personal Information for any purpose other than for providing services to us.

Affiliates and Subsidiaries:

We may share your Personal Information with companies that we own or control, or that own or control us, or that are under common ownership or control with us.

Third Parties:

We may share your Personal Information with companies or individuals outside of LQTY PAYMENTS INC who may use your Personal Information for their own purposes (a “Third Party”). For example:

• From time to time, we may be required to provide Personal Information to a Third Party in response to a court order, subpoena, government investigation, or as otherwise required by law.

• We may share your Personal Information with Third Parties, such as law enforcement agencies, when we, in good faith, believe: (i) you or others are acting unlawfully, (ii) when we believe it is necessary or appropriate to satisfy any law, regulation or other governmental request, (iii) to operate our business and Sites properly, or (iv) to protect or defend our rights or the rights or well-being of our users, even without a subpoena, warrant or court order.

A Reorganisation Event:

We may, as a result of a sale, merger, consolidation, change in control, transfer of assets, reorganisation, or liquidation of our company (a “Reorganisation Event”), transfer, sell or assign your Personal Information to parties involved in the Reorganisation Event. You acknowledge that such transfers may occur and are permitted by and subject to this Privacy Policy.

OneLiquidity is committed to protecting your privacy. Internally, only people with a business need to know Personal Information, or whose duties reasonably require access to it, are granted access to clients’ Personal Information. Such individuals will only process your Personal Information on our instructions and are subject to a duty of confidentiality.

We use cookies to track the activity on our Services and we hold certain information. Cookies are files with a small amount of data which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. If you choose to restrict cookies, some functionality and features of our website may be unavailable.‍

We maintain appropriate technical and organizational safeguards designed to help protect Personal Information from unauthorized disclosure or access and accidental or unlawful destruction, loss, or alteration. For example, we limit access of your Personal Information to authorized parties and have systems in place designed to ensure that we can restore availability and access to Personal Information in the event of a physical or technical incident. Although we use reasonable efforts to safeguard Personal Information, we cannot guarantee the security of Personal Information obtained or stored electronically.

We will store your Personal Information for no longer than is necessary for the performance of our obligations or to achieve the purposes for which the Personal Information was collected, or as may be permitted under applicable law. To determine the appropriate retention period, we will consider the amount, nature, and sensitivity of the Personal Information; the potential risk of harm from unauthorized use or disclosure of the Personal Information; the purposes for which we process the Personal Information and whether we can achieve those purposes through other means; and the applicable legal requirements. Unless otherwise required by applicable law, at the end of the retention period we will remove Personal Information from our systems and records or take appropriate steps to properly anonymize it.

We may occasionally update this Privacy Policy to reflect changes in our practices. When we post modifications to this Privacy Policy, we will revise the “Last Updated” date at the bottom of this web page.

We encourage you to periodically review this page for the latest information on our privacy practices.

If you should have any questions or concerns regarding this Privacy Policy, please contact us via help@oneliquidity.com

Last Updated 30 August 2023